And now, for a little rant.

Insurance companies have to be among the most greedy, self-serving, hedonistic companies ever formed in the history of business.

They spend millions of dollars lobbying Congress to protect them from the normal economics of the open market, millions of dollars "compensating" CEOs and such, and millions of dollars avoiding their duty to pay, fighting lawsuits from little people trying to make insurance companies fulfill their obligation to INSURE those people against losses they've sustained. (Um, last time I checked, that was the whole point of buying INSURANCE.)

I am so sick, SO SICK of empty promises, rising premiums, state-mandated purchasing... I mean, you can't even vote against these giants with your feet because the government REQUIRES you to carry "insurance," but does NOT require them to pay you when you suffer a loss. And even if they do pay, it's never without a battle, without delay, and without consequence.

Buying insurance is like legalized extortion, it is; and frankly, I wonder how long we as a society are going to continue to let them get away with it.

I'm done now.